This is to add USPS insurance to your package. Insurance covers the contents inside. If something were to happen to your package, you would need to file a claim with USPS, and they will take it from there.
This is NOT coverage from our insurance company at all. This is USPS insurance on the shipment of your order.
First Class packages do NOT come with insurance. Priority packages (including Flat Rate packages) comes with $50 of insurance.
This listing is to ADD insurance to your package.
More info on the USPS website here
*Note- we have to pay a percentage for fees, that is why a little might be added, it is to cover that.